Employer of Record
The Philippines requires every employer to report a new hire to the Social Security System within 30 days. The Central Business Portal now supports one-time unified initial reporting to SSS, PhilHealth and Pag-IBIG, though each scheme still keeps its own account and recurring contributions afterward. Share the role and your intended start date, and PIO confirms the available arrangement, then coordinates the registrations and payroll around it.
Practical points to line up before you hire in the Philippines.
Employers must register with the Social Security System and enroll every employee, with contributions shared between employer and employee that fund retirement, disability, sickness and related benefits. This registration is a required first step for any hire in the Philippines, not an optional add-on.
Source:Employer (ER)Implementing Rules and Regulations of the Social Security Act of 2018
The Philippines requires every employer to register with PhilHealth, the national health insurance program, and to share ongoing premium contributions with the employee. We help keep this registration and contribution cycle current alongside payroll.
Employers and employees also contribute to the Pag-IBIG Fund, the national housing and savings program — a third mandatory scheme on top of SSS and PhilHealth. Factor this into the full cost of employing someone in the Philippines.
Source:Employers and Employees
A Philippines hire starts with one unified initial report to SSS, PhilHealth and Pag-IBIG through the Central Business Portal. From there, each scheme keeps its own employer account and recurring remittance schedule.
Once your hire is confirmed, here's what we help you coordinate.
You stay in control of the decisions that are yours to make.
A straightforward path from sign-up to your employee's first day.
Share the role, the work location and your target start date, and we'll confirm the available arrangement for that hire.
Once confirmed, we help coordinate the information, contract and payroll setup needed within your arrangement.
You manage the day-to-day relationship; we help coordinate the recurring administration within your arrangement.
SSS coverage for an employee in the Philippines starts on their first day of employment, and the employer must report that hire to the Social Security System within 30 days of the hiring date. Regular monthly contributions are then due on the last day of the month following the applicable month, moving to the next working day if that date falls on a weekend or public holiday, alongside the PhilHealth and Pag-IBIG registrations that apply from the same start date.
Source:Employer (ER)Implementing Rules and Regulations of the Social Security Act of 2018Pay ContributionsEmployer Contributions Payment Form (R-5)
Under the Social Security Act's implementing rules, an employer that doesn't remit SSS contributions on time owes a 2% penalty per month on the unpaid amount, counted from the original due date until it's paid, on top of the contribution itself. Persistent failure to register employees or remit contributions can also lead to fines and, in serious cases, further legal liability under the Social Security Act.
Source:Implementing Rules and Regulations of the Social Security Act of 2018
Yes. PhilHealth's registration requirement isn't limited to companies with a large headcount — any employer in the Philippines, including one hiring a single employee, must register with PhilHealth and share ongoing premium contributions with that employee.
Each is administered by a different government agency with its own registration and contribution process. The Central Business Portal lets employers submit the initial SSS, PhilHealth and Pag-IBIG reporting for a new hire in one unified step, but that doesn't merge the three schemes going forward — each keeps its own employer account and its own recurring remittance obligation, even though the contributions can then run on the same payroll cycle.
Yes — sign up to confirm the role, the candidate and the country details, and we'll confirm the available arrangement for your hire, including how the SSS, PhilHealth and Pag-IBIG registrations and payroll are handled.
You provide the role details, compensation and any company-specific policies, plus final approval on the offer. We coordinate the local paperwork, the SSS, PhilHealth and Pag-IBIG registrations, and ongoing payroll administration around what you decide.
Practical guidance is grounded in these official references, but local law and public requirements can change and should be reconfirmed. Your PIO contract and quote govern only PIO's service scope, terms and fees.
Sign up to start an EOR hire in the Philippines. Share the role, the work location and your target start date, and we'll confirm the available arrangement — or book a demo first to talk it through with our team.
