Lower pricing with native expense cards
PIO starts at $299 for EOR and $19 for Contractor, and provides native business virtual cards for employee expenses.[1][2]
PIO vs Oyster
See how PIO and Oyster compare for your next hire
PIO offers lower Contractor and EOR starting prices along with native employee expense cards. Oyster covers contractor agreements in 180+ countries and provides contract workflows. Compare country availability and complete quotes before deciding.
Which platform fits your hiring plan?
The best fit shifts depending on whether you're hiring EOR employees, managing contractors, or controlling employee spend.
Wider contractor reach with Oyster
Oyster supports contractor agreements in 180+ countries and offers self-serve EOR amendments in selected countries.[1][2]
Check what's native before you compare totals
Some features route through a partner instead of the provider itself: Oyster's expense-card option connects you to third-party provider Ramp rather than a native Oyster card, with its own sign-up and terms. Ask each provider directly which parts of your quote are native and which depend on a separate agreement.[1]
PIO vs Oyster, side by side
Check what's available in your target country, then compare what's included and your full price.
Compare both platforms using one real hire
Use the same worker and country for both quotes so every difference is one you'll actually pay for.
- Step 1
Define the role
Define the employment model, country, compensation, start date, contract terms and expense needs for the role you're hiring.
- Step 2
Get matched quotes
Get quotes for the same scope from both providers, then compare availability, responsibilities, recurring and one-time fees, support ownership and whether either quote depends on a separate third-party agreement.
- Step 3
Explore PIO directly
Create a PIO account to explore the platform yourself, or book a demo if you're planning a migration or need a country-specific review.
PIO vs Oyster FAQ
Is PIO cheaper than Oyster?
PIO's Contractor plan starts at $19 a month versus Oyster's $29, and PIO's EOR plan starts at $299 versus Oyster's $699 per employee per month. Get a full quote for your specific country before you compare totals.[1][2]
Which has broader country coverage?
It depends on which product you need. PIO covers EOR in 150+ countries and regions. Oyster covers contractor agreements in 180+ countries and EOR in 120+ countries.[1][2][3]
Does Oyster offer a native corporate card?
No. Oyster doesn't have its own expense card. Its partner page connects customers to third-party provider Ramp instead, so confirm eligibility, contract terms, data handling and support directly with Ramp.[1]
Sources · 9 references
Ready to hire with PIO?
Create your account to explore PIO, or book a demo for a country-specific walkthrough.