PIO vs Native Teams

PIO vs Native Teams: which fits your global hiring plan?

Choose Native Teams if a $99 per employee monthly EOR starting price across 95+ countries matters most. Choose PIO for native contractor pricing and built-in business expense cards on one platform. Confirm both providers' full quotes before deciding.

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Illustration of a diverse global team connected around a secure central employment record

Where PIO and Native Teams differ

Three factors buyers weigh most when comparing PIO and Native Teams.

Native Teams' lower headline EOR price

Native Teams' pricing page lists Employer of Record from $99 per employee per month, including one free employer admin account, across 95+ countries.^[1]

PIO pairs EOR with contractor pricing and expense cards

PIO starts EOR at $299 per employee per month, prices Contractor management at $19 per month with fixed, pay-as-you-go, or milestone models, and includes a native business virtual card for employee and contractor expenses.^[1][2][3]

Native Teams splits worker types into five priced products

Native Teams prices Employer of Record, Contractor of Record, Contractor Pay, Gig Pay, and Entity Management as separate products, so confirm which one matches your worker type and country before comparing totals.^[1]

PIO vs Native Teams at a glance

Check what's included at each price, then compare full quotes for your target country.

EOR starting price

PIO: $299 per employee, per month^[1]
Native Teams: $99 per employee, per month, plus one free employer admin account^[1]

Contractor pricing

PIO: $19 per contractor, per month, with fixed, pay-as-you-go, and milestone models^[1]
Native Teams: Two separate products: Contractor Pay from $19 per contractor per month, or Contractor of Record from $99 per month^[1]

Buyer entity requirement

PIO: Ask PIO to confirm entity requirements for your target country in your quote
Native Teams: No local entity required; Native Teams acts as the legal employer in 95+ countries^[1]

Expense and payment tools

PIO: Native PIO business virtual card for employee and contractor expenses^[1]
Native Teams: Multi-currency wallet plus physical and virtual cards available through Native Teams' separate payments suite, alongside its EOR plan^[1]

Product structure

PIO: One platform combining EOR, global payroll, and contractor management with native virtual cards^[1][2][3]
Native Teams: Five separately priced products serving 3,000+ businesses across 95+ countries^[1]

PIO vs Native Teams at a glance
What matters	PIO	Native Teams
EOR starting price	$299 per employee, per month^[1]	$99 per employee, per month, plus one free employer admin account^[1]
Contractor pricing	$19 per contractor, per month, with fixed, pay-as-you-go, and milestone models^[1]	Two separate products: Contractor Pay from $19 per contractor per month, or Contractor of Record from $99 per month^[1]
Buyer entity requirement	Ask PIO to confirm entity requirements for your target country in your quote	No local entity required; Native Teams acts as the legal employer in 95+ countries^[1]
Expense and payment tools	Native PIO business virtual card for employee and contractor expenses^[1]	Multi-currency wallet plus physical and virtual cards available through Native Teams' separate payments suite, alongside its EOR plan^[1]
Product structure	One platform combining EOR, global payroll, and contractor management with native virtual cards^[1][2][3]	Five separately priced products serving 3,000+ businesses across 95+ countries^[1]

How to compare PIO and Native Teams

Three steps to a like-for-like decision.

Step 1
Define one country and worker type
Decide whether you need an EOR employee, a contractor, or your own local entity, then pick one target country so both quotes cover the same scope.
Step 2
Request matched quotes
Ask PIO and Native Teams for complete quotes covering the same worker type and country, including any admin seats, wallet, or card features bundled into the headline price.
Step 3
Explore PIO directly
Create a PIO account to see country-specific pricing yourself, or request a demo if you're planning a larger migration.

PIO vs Native Teams FAQs

Is Native Teams cheaper than PIO?

Native Teams lists Employer of Record from $99 per employee per month, below PIO's published EOR starting price of $299. Request a full quote for your target country, since headline prices can exclude benefits, admin seats, or card fees.^[1][2]

Does Native Teams require a local entity?

No. Native Teams states that its Employer of Record service needs no legal entity — it acts as the local employer using its presence in 95+ countries.^[1]

What's the difference between Native Teams' Contractor Pay and Contractor of Record?

Contractor Pay starts at $19 per contractor per month for multi-currency payouts, while Contractor of Record starts at $99 per month and adds compliance features such as misclassification protection. PIO's Contractor plan starts at $19 per month with fixed, pay-as-you-go, and milestone models.^[1][2]

Does PIO offer anything like Native Teams' wallet and cards?

Yes. PIO provides a native business virtual card for employee and contractor expenses, while Native Teams offers a multi-currency wallet with physical and virtual cards through a separate payments suite alongside its EOR plan.^[1][2]

Sources · 5 references

Native Teams — PricingNative Teams
PIO — PricingPIO
PIO — Contractor ManagementPIO
PIO — Business Virtual CardsPIO
Native Teams — Employer of RecordNative Teams

Ready to compare with a real quote?

Create a PIO account or request a demo to see exact pricing for your countries and workers.