| What the product actually is | All-in-one Employer of Record, global payroll, and contractor management platform with native virtual cards. | An integration layer inside Workday HCM that connects to third-party in-country payroll providers — not a standalone payroll engine.[1] |
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| Employer of record | PIO is the legal employer in-country, so you can hire without setting up your own entity. | Workday's materials describe Workday as the system of record and certified partners as payroll processors; they do not describe Workday itself as the Employer of Record. Confirm the legal employer and any entity requirements by country.[1] |
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| Starting price | From $299/employee/month (EOR); Contractor from $19/month.[1][2] | Not published — Contact Sales.[1] |
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| How payroll actually runs | PIO processes payroll natively inside one EOR/payroll/contractor platform. | Processing is delegated to certified partners (ADP, CloudPay, Deel, Remote, SD Worx, TMF Group and others) via bidirectional REST APIs and Workday's Global Payroll Hub.[1] |
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| Partner/country coverage | Confirm PIO Employer of Record availability for each country during the quote. | Certified partner integrations in 100+ countries; the same Workday materials also cite 180+ countries for integration deployment.[1][2] |
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| Buying path | Self-serve signup online, with a demo available for larger migrations. | Contact Sales only — no self-serve pricing or purchase flow is shown.[1] |
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