Certified by authoritative law firms and accounting firms, providing comprehensive compliance protection, committed to safeguarding the security of your funds.

Certified by authoritative law firms and accounting firms,providing comprehensive compliance protection,committed to safeguarding the security of your funds.

Global business brings diversity and challenges, especially in the aspects of hiring and compensation. Regulatory differences between countries make compliance complex, yet it is the cornerstone for ensuring the sustainable operation of businesses. PIO understands this well and is committed to providing you with an integrated compliance solution, ensuring your business remains within regulatory frameworks globally.

Compliance Assurance, Trust Above All

Before your global employees formally sign contracts, PIO conducts KYC certification focusing on criminal records and anti-money laundering background checks.

It can reduce hiring risks. KYC certification provides detailed information about employee backgrounds and qualifications, enabling businesses to make more reliable and informed hiring decisions.

Ensuring employee identity compliance

For financial transactions related to payroll, KYC certification is a necessary step to ensure compliance. This helps prevent money laundering and other illicit financial activities.

Enhancing cross-border payroll compliance

In the environment of multinational corporations and global employment, KYC certification helps ensure compliance with regulations from various countries and international standards, avoiding potential legal disputes.

Compliance with international standards

KYC Certification for Safe Global Employment, Risk Reduction, and Trust Enhancement

Laws and regulations vary globally, and the requirements for employee labor agreements differ significantly. Carelessness can lead to inadvertent non-compliance.

Generating compliant Contractor agreements in minutes via the PIO SaaS backend.

Create employment agreements with ease

PIO customizes employment documents based on the regulations and nature of employment in the employee's country, ensuring document content meets local compliance requirements and increases adaptability.

Compliance with local regulations

Labor laws can change at any time. PIO, through phased and periodic update mechanisms, adjusts labor agreements promptly to comply with the latest regulatory standards, ensuring employment compliance for businesses.

Periodic regulation updates

Providing locally compliant employment contracts and agreements, establishing transparent employment frameworks, reducing legal risks, and enhancing employee satisfaction

Handling employee salary taxes according to local regulations, PIO has entities worldwide to handle payroll taxes, ensuring compliance with tax regulations.

Ensuring accurate payment of income taxes, social insurance contributions, and other government-related fees, safeguarding employee rights, and relieving employers of concerns about omissions or errors.

Accurate payment of taxes and social insurance

PIO takes care of local social insurance benefits, including but not limited to health insurance and pension, ensuring employees enjoy the benefits they deserve.

Processing all social insurance benefits

We handle payroll management, payrolls, and human resources management, providing employers with a one-stop service, allowing them to focus on core business and improve operational efficiency.

One-stop service for payroll and human resources

Ensuring global employment social benefits and insurance compliance, enhancing management convenience, and reducing non-compliance risks

PIO's SaaS system strictly adheres to the General Data Protection Regulation (GDPR) of Europe, ensuring the privacy of employer and employee personal data, ensuring legal and compliant collection, storage, and processing of data.

GDPR Compliance

We employ advanced security technology and encryption measures to protect user data from unauthorized access and leakage, ensuring the sensitive information of employers and employees is fully protected.

Security Assurance

PIO's privacy protection measures undergo compliance certification from a reputable US law firm, further proving our adherence to legal standards in handling funds and data, providing users with confidence and peace of mind.

Law Firm Certification

PIO, Safeguarding Your Data, Ensuring Future Employment with Peace of Mind.

PIO has established a secure and reliable payment network, utilizing encryption technology and secure protocols to ensure the security of information transmission during the payroll payment process, preventing any potential payment risks.

Secure Payment Network

We have established close partnerships with major global financial institutions, using secure financial channels to facilitate payroll payments, ensuring the reliability and stability of fund transfers.

Global Financial Partnerships

PIO possesses real-time monitoring and anti-money laundering identification, rapidly identifying and addressing any potential fraudulent activities, ensuring the security of payroll funds and reducing financial risks.

Real-time Monitoring and Anti-Money Laundering Identification

PIO, Global Payroll Security Assurance

PIO makes cross-border hiring simple and efficient.

Disclaimer

To figure out a way to process global payments

To hire and build a global team compliantly

In what way(s) would you like PIO to assist you?

Yes, we've set up a local entity in the target country/region

No, we haven't started our company in the target country/region

Does your company own a legal entity in the target country/region?

We would like to hire full-time employees

We don't have a specific preference so far

Which one of the engagement types would satisfy more of your company's current global operating plans?

The cupid suggests that your company could

Register now, and get access to the PIO platform FOR FREE!

Follow the Cupid

Are you trying to figure out the best way to expand your business?

Take a quick quiz, and follow the cupid!

Boundless Payments, Compliant Pathways

Challenges in Hiring Global IT Talent

Global Employee Management

Background Checks

Real-time Global Payment

Compliance and Security

Bilingual Support

Advantages After Using PIO Services

The primary objective of hiring global IT personnel is to reduce development costs and flexibly allocate workforce for projects. PIO's all-in-one management platform significantly streamlines our global employment process. From onboarding to contract signing, salary management, benefits, and tax management, every aspect can be efficiently handled through this platform, saving us substantial manpower and time costs. This efficiency is particularly crucial in managing international remote teams. Furthermore, PIO's standardized products and rapid onboarding capabilities enable us to deploy human resources globally swiftly. This is essential for us to respond quickly to market changes and business expansion demands. We no longer need to customize services for each country or region, enabling us to focus more on the development of our core business. Transparent pricing is also a feature we highly appreciate. PIO's fully transparent pricing system allows us to clearly understand the costs of each service, with no additional or hidden charges. This transparency gives us more confidence in budget control. Lastly, the broad service categories and extensive regional coverage of PIO are significant advantages for our enterprise. Regardless of which country our business expands into, PIO can provide support, making our global expansion journey smoother. Overall, PIO provides robust support for the payroll of our global employees, allowing us to manage our global team more flexibly and efficiently. I am highly satisfied with this and would recommend it to other enterprises in need of global workforce solutions.

PIO Provides Seamless Employment Management and Payroll Support Worldwide

Low timeliness of cross-border payment

Legal compliance challenges

Large volume of salary payment

High demand for contractors

Hiring talents without local companies

Manufacturing Industry New Wave Going Global Faces Challenges

Employer of Record

Contractor

API Integration

Legal Compliance

Cross-Border Payroll Solutions for Manufacturing

A manufacturing company, an industry leader, has a global presence with thousands of global employees to manage. Facing a large and dispersed global workforce, they needed a more efficient and accurate solution. That's why they chose PIO and enabled our manufacturing cross-border employment management payment solution. For organizations that need high-end full-time employees, PIO provides EOR services to ensure that they can hire managed employees and quickly launch their business without a local company. For companies that require a large number of flexible employees, such as sales and translators, PIO provides Contractor services, offering three contracting modes for each company's contracting and payment needs: long-term contracts, KPI contracts, and pay-as-you-go contracts, providing more flexibility for manufacturing companies to employ workers overseas. In terms of payroll, PIO relies on its own SaaS system to reduce the involvement of human engineering and realize the automatic accounting of a large number of payroll bills. At the same time, by using API integration, it ensures the private transmission of information such as employee name and payment amount, and realizes instant settlement function. From KYC review for employee onboarding, payroll needs in different countries, to intellectual property and data privacy of client's employees and client's organization, PIO always complies with local tax regulations. This is our solution to help companies around the world solve the problem of overseas employment management as efficiently as a manufacturing company. Together, let's realize smarter, easier ways to make payments and provide better service to employees and companies around the world. At PIO, we are committed to helping you realize more flexible and convenient global payments for your business.

Global Hiring Management & Payment with PIO

Advice to reduce misclassification risk

High risk of misclassification

Low risk of misclassification

Medium risk of misclassification

How many hours per week will the individual devote to your company's projects?

Do any restrictive agreements exist (e.g., non-solicitation, non-compete clauses, etc.)?

How much control does the company have over the individual's work schedule and methods?

Is the individual closely associated with your organization?

Will the individual receive comparable benefits to those offered to your employees?

Will the individual play a significant role in achieving the primary objectives of your business?

Is the individual required to perform the work personally?

Is the individual permitted to work for other companies besides yours?

Who is responsible for providing equipment and covering ongoing expenses related to the services?

How long is the individual's commitment expected to last?

Does the company regularly provide the individual with training or guidance sessions to improve their job performance?

Misclassification Analyzer

Partner with PIO

PIO not only offers employer of record and global payroll, but also services that employers can utilize in hiring new talents. If you are in the field of legal, accounting, recruiting or any other area you feel our network of customers would love, even employer of record and global payroll, please join along with many long-term partners of ours.

Partners with PIO

PIO thrives not just by partnering with awesome in-country partners, but also some of the most professional affiliates in the industry. Joining the PIO Affiliates Network means simplicity in getting compensated and ease of mind for you and your clients when dealing with new hirings. Join now to unlock opportunities.

Affiliates with PIO

Go online and help your clients access industry leading employee and compensation management solutions

Succeeding Together

Get channel fee rewards by partnering with PIO to help you grow financially

Get Channel Perks

Expand your global footprint by partnering with the world's best companies

Connect with Global Resources

Why partner with PIO?

It only takes a few steps to partner with the world's fastest growing employment and payroll platform and succeed with PIO.

Ready to partner with PIO?

("China" for the purposes of the Privacy Policy here refers to Mainland China, and excludes the Special Administrative Regions of Hong Kong and Macao, and Taiwan.) If you are a PRC resident, the following information applies to you in addition to the Policy.

10.5. Protection of Personal Information of Minors. Our website and services are mainly targeted at adults. Without the consent of parents or guardians, underage children should not create their own user accounts. If you are a child under the age of 18, please ask your parent or guardian to read the Policy and the additional terms for China users carefully, and not use our services or provide information to us until you obtain the consent of your parent or guardian. We will only use and disclose the personal information of a minor, which we collect with the consent of their parent or guardian, as permitted by laws, regulations, and regulatory requirements, upon the unambiguous consent of the parent or guardian, and as necessary to protect the minor. We will protect the confidentiality and security of the personal information of minors in accordance with relevant national laws and regulations. If your parent or guardian does not consent to your use of our services or to your provision of information to us in accordance with the Policy and the additional terms for China users, please cease to use our services immediately and send a notice to us promptly. If you are the parent or guardian of a child under the age of 18, please contact us using the contact information provided below if you have any doubts about the processing of the personal information of the child under your care or guardianship.

10.6. Data Subject Rights. You have the right to request access to your personal data, rectification of inaccurate personal data, erasure of personal data, restriction of processing, objection to processing, data portability, and, in certain circumstances, to object to automated decision-making and profiling. You can exercise these rights by contacting us at support@pioinc.com. We may ask you for additional information to verify your identity before fulfilling your request. We will respond to your request as soon as possible and in any event within one month of receiving your request. Please note that we may not be able to provide all services if we are unable to process your request due to legal or regulatory requirements.

10.1. Definition of Personal Information. Personal information refers to all kinds of information relating to an identified or identifiable natural person recorded electronically or otherwise, excluding information that has been anonymized. Personal information includes names, dates of birth, ID numbers, personal biometric information, correspondence addresses and contact information, places of residence, account information, property information, whereabouts, communication records and content, account passwords, credit information, accommodation information, health and physiological information, and transaction information. Any personal information that, once leaked or illegally used, may easily result in an infringement of the personal dignity of a natural person or damage to personal or property safety, is considered sensitive personal information, which includes biometric information, identification information, religious beliefs, medical health information, financial accounts information, and whereabouts, and the personal information of individuals under the age of fourteen.

10.2. Cross-border Transfer of Personal Information. In order to provide and improve our services, we may share, transfer, or store your personal data outside of Mainland China if we are satisfied that adequate levels of protection are in place to protect the integrity and security of your personal data or adequate security measures have been adopted in compliance with legal requirements. We will ensure that the entity that receives your personal data properly handles your personal data and your personal data gets the same level of protection that it obtained in Mainland China. In addition, we will strictly comply with PRC laws and regulations on data security and personal information protection.

10.3. Your Data Protection Rights. You have the following rights:

a. To request access to your personal data. You have the right to access the personal data we are keeping about you. In many cases, this information is already available to you in your online services from us. Your right to access this data may, however, be restricted by legislation, protection of other persons' privacy, and consideration for PIO's business practices, business secrets and internal assessments. b. To request corrections of incorrect or incomplete data. If the data we have about you is incorrect or incomplete, you are entitled to have the data corrected, as long as such corrections are compliant with any restrictions imposed by law. c. You have the right to change the scope of your consent or withdraw your consent. d. You have the right to refuse to be contacted for direct marketing purposes. e. To request erasure. You have the right to request the deletion of your data under the following circumstances except where the period of retention stipulated by laws and administrative regulations has not yet expired or the deletion of personal information is technically difficult to implement: • when our processing of your personal information violates the law or the agreement with you; • when we collect or use your personal information without your consent; • when the purpose of processing your personal information has been achieved, cannot be achieved, or the processing is no longer necessary (e.g., when you no longer use our services); • when we no longer provide you with any services; or • when you have withdrawn your authorization and consent to our processing of your personal information. f. Other rights stipulated by current laws and regulations.

10.4. Information Security Protection. PIO strives to guarantee its users' information security, so as to avoid information loss, improper use, and unauthorized access or disclosure of its users' data. PIO will take various security protection measures to ensure information security within a reasonable security level. For example, PIO will protect your personal information by using encryption techniques, anonymous processing, and other means.

PIO will establish special management rules, processes, and organizations to safeguard information security. For example, PIO will strictly restrict the scope of persons who have access to your information and require them to observe confidentiality obligations.

10. Additional terms for China userss

4.1. Self provided. We collect data when you create an account on our Site, complete a contact form on our Site or request access to the Service, subscribe to our service or publications, request marketing to be sent to you, enter a competition, promotion or survey, or give us feedback or contact us. In addition, we receive data provided by you when filling in forms (e.g., applications or questionnaires) on our Site or other third-party sites, sign up to receive notifications, newsletters or other communications from us, interact with our social media accounts or correspond or otherwise communicate with us. You should check the privacy settings of third-party services to understand what data may be disclosed to us.

4.2. Third-parties provided. They may include: (a) companies and business partners that introduce you to us; (b) our service partners, third-party vendors and suppliers, including without limitation those that help us authenticate your identity; (c) social networks and other technology providers, for instance, when you click on one of our Google adverts; (d) fraud prevention agencies; (e) financial services companies to fulfil a payment or other service as part of a contract which they have with you, or to help prevent, detect and prosecute unlawful acts, money laundering, and fraudulent behavior; (f) public information sources; (g) third-party agents, suppliers, sub-contractors and advisers; (h) market researchers; (i) firms providing data services; (j) government, law enforcement agencies, authorities and regulatory bodies to help us comply with legal obligations.

4.3. Automatically collected and cookies. PIO may automatically collect certain Technical Data when you access and interact with the Site, including your IP address, browser type, operating system, the type of device you are using, and the device identifier. We also use technologies such as cookies, beacons, tags, server logs, and scripts in order to gather information regarding your use of the Site. This allows us to analyze trends, administer the Site, and gather demographic information about our user base as a whole. We also use cookies and other internet tracking software to collect data while you are using our website or mobile apps with your consent. Some features of the Site may only be available through the use of a cookie. You are always free to decline cookies if your browser permits, although in that case you may not be able to use certain features of the Site and you may be required to reenter your password more frequently during a session.

4. How PIO Collects Data

11.1. If you have any questions about our Privacy Policy or information governance practices, please feel free to contact us (support@pioinc.com). If you disagree with our approach or have a particular concern with how we handle your Personal Data, you may lodge a complaint with your country's proper oversight agency. We would, however, appreciate the chance to deal with your concerns directly before you make a complaint so please contact us first.

11. Contact and Complaint

2.1. Personal Data. We may collect, use, store, and transfer certain personally identifiable information that alone or in combination with other information in our possession could be used to contact or identify you ("Personal Data" "Personal Information"). "Personal Data" means any information relating to an identified or identifiable natural person (a "Data Subject"). Identifiable means someone who can be identified directly or indirectly in particular by reference to an identifier such as a name, an identification number, location data, an online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of that natural person. Personal Data includes Special Category Data (defined below) but excludes: publicly available information from government records; data where the identity has been removed (anonymous, de-identified, or aggregated consumer information); information specifically excluded from the scope of relevant privacy and security laws and regulations.

2.2. Aggregated Data. "Aggregate Data" means de-identified aggregated data or information regarding information or data submitted to, collected by, or generated by PIO through the Site or in connection with PIO Services.

2.3. Client Data. "Client Data" means any documents, files, information or data stored or processed through use of the Services that concerns the Client's business, human resource demands, job openings or recruiting practices, or any of the Client's employees, clients or data concerning the Client that has been uploaded by the Client to the Site operated by PIO solely on behalf of the Client. Client Data includes, without limitation, the names, addresses, telephone numbers, e-mail addresses and any other personally identifiable information of the Client's employees or clients. The Client Data does not include (a) Aggregate Data; (b) information or data collected directly by third party providers from the Client or any; or (c) any PIO Materials.

2.4. Cookies. "Cookies" are small text files that are placed on your computer by the websites you visit. They are widely used in order to allow websites to work properly, remember your preferences, improve user-experience and provide information to the owners of the site. We mainly use cookies that are necessary for the proper functioning of the website, as well as for providing you with an enhanced user-experience. More details about cookies can be found in below in this Policy.

Personal Data we collect may include:

2. Types of Data

1.1. PIO is well aware of the importance of personal information to you, and hence will use great efforts to protect the security of your personal information. We are committed to maintaining your trust in us and protecting your personal information by adhering to the following principles: accountability, purpose limitation, consent, data minimization, security, and transparency. We also undertake to take appropriate security measures to protect your personal information in accordance with laws.

1.2. This Privacy Policy and its Ancillary Documentation ("Policy") explain how we manage your personal information, how we use cookies on the Site and what options you have to limit those uses. For purposes of this Privacy Policy, "you" and "your" means you as a user of the services("User"). Unless otherwise defined in this Policy, capitalized terms used in this Policy have the same meanings as in our Terms of Service. This Policy governs your use of the Site however accessed, including via an internet browser, smartphone, tablet, or other internet connected device, and is incorporated into and forms part of our Terms of Service. This Policy will also provide you with information so that you are able to consent to the processing of your personal data in an explicit and informed manner, where appropriate. We ask that you read our Privacy Policy carefully before using the Site. By accessing, browsing or otherwise using the Site, you acknowledge that you have read, understood, and agree to be bound by this Policy. If you do not accept the Policy, you shall not access, browse, or use the Site.

1.3. Commitment and Standards. PIO is committed to privacy and the protection of all personal data related to the users of the Site. The personal data provided by users to PIO during the service usage (including any data received through our Meta's platform API used for providing messaging or support services) will be protected and regulated in accordance with applicable laws and PIO Privacy Policy. Privacy standards differ depending on where you are in the world. We will collect, store, use and disclose Personal Data in accordance with all applicable laws relating to the protection of Personal Data, including Personal Information Protection Law of the People's Republic of China, the EU General Data Protection Regulation 2016/679 and any national implementing legislation ("Data Protection Laws"). PIO is also committed to upholding strong ethics as part of our core business approach. We have adopted rigorous principles and processes to govern the use of newer technologies and place a great focus on Privacy.

1.4. Amendment. Since laws change, technology changes, our product evolves, and your feedback makes us better, we may change this Privacy Policy from time to time. We will notify you of the policy changes by displaying the effective date of the changes at the top of the Policy, or by other means if applicable. By continuing to use our Service or providing us with Personal Data after we have posted an updated Privacy Policy, you consent to the revised Privacy Policy and practices described in it. Every time you wish to use the Site, please check this Privacy Policy to ensure you understand the Policy that apply at that time. We encourage you to periodically review this page for the latest information on our privacy practices.

1. Overview

8.1. We do not knowingly collect Personal Information from Children under 14. If you are a parent or guardian and you learn that your Children have provided us with Personal Information, please contact us. If we become aware that we have collected Personal Information from a child under age 14 without verifiable parental consent, we will take steps to remove that information from our servers.

8.2. The age described in Clause 8.1 may differ in different jurisdiction to define a "Child" in accordance with applicable laws (e.g. age under 12, 13, 14, 15, 16 or 18). PIO will strictly comply with Data Protection Laws where applicable.

8.3. We will only use and disclose the personal information of a minor, which we collect with the consent of their parent or guardian, as permitted by laws, regulations, and regulatory requirements, upon the unambiguous consent of the parent or guardian, and as necessary to protect the minor. We will adhere to the principles of justification, necessity, informed consent, specific purpose, security safeguards and legal use, ensure strict compliance with laws and regulations in the storage, use, and disclosure of such information, and will not retain it for a longer period than is necessary to achieve the purpose of collection and use. We will protect the confidentiality and security of the personal information of minors in accordance with relevant national laws and regulations.

8. Children's Privacy

5.1. We will only retain your personal data only for as long as necessary to fulfill the purposes for which it was collected, and consistent with applicable law, to comply with our legal obligations, to resolve disputes, and to enforce our agreements. We may keep your data and personal information for up to 5 years after you stop being a Client or User, in order to comply with legal rules that apply to us about keeping records. For example, the Money Laundering Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017 require us to retain certain data for a minimum of 5 and a maximum of 10 years. After the above purposes have been achieved or the retention period has expired, we will delete your personal data or anonymize your personal data.

5.2. We may also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our Service, or we are legally obligated to retain this data for longer periods. In that case, we will aggregate or anonymize your personal data so that it can no longer be associated with you.

5.3. In some circumstances you can ask us to delete your data, via email to support@pioinc.com. Please be aware that it is not always possible to completely remove or delete all of your personal information from our systems due to backups or technical constraints, for example, the period of retention stipulated by laws and administrative regulations has not yet expired, the deletion of personal information is technically difficult to implement, or where the processing of personal information is necessary for us to provide our products and/or services to you.

5. Retention of Data

6.1. The security of your Data and Personal Information is important to us. We implement commercially reasonable technical, physical, administrative, and organizational measures to protect Personal Data both online and offline from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. In addition, we limit access to your personal data to those employees, agents, contractors and other third parties who have a business need to know. They will only process your personal data on our instructions and they are subject to a duty of confidentiality. Finally, we have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.

6.2. However, please be aware that no method of transmission over the internet, email or method of electronic storage is ever fully secure or error free, and we are unable to guarantee the absolute security of the Personal Information we have collected from you. In addition, we are not responsible for circumvention of any privacy settings or security measures contained on the Site, or third-party websites. You are also a key stakeholder in making sure that your Personal Information is protected. If you become aware of any breach of security or privacy, please contact us immediately.

6.3. Links to other sites. The Site and Service may contain links to other websites including social media services not operated or controlled by us ("Third-Party Sites"). If you click on a third-party link, you will be directed to that third party's site. By providing these links we do not imply that we endorse or have reviewed these sites. We strongly advise you to review the Privacy Policy of every site you visit. The information that you share with Third-Party Sites will be governed by the specific privacy policies and terms of service of the Third-Party Sites and not by this Privacy Policy. We have no control over, and assume no responsibility for the content, privacy policies or practices of any third-party sites or services. Please contact the Third-Party Sites directly for information on their privacy practices and policies.

6.4. PIO's data security measures are designed to protect the integrity and confidentiality of your data. However, no data transmission over the internet or electronic storage method can be guaranteed to be 100% secure. Please note that we cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk. Once we receive your transmission, we make our best effort to ensure its security on our systems.

6. Security

7.1. Information collected while you use the Site and/or Service, including your Personal Information, may be transferred to and maintained on computers located outside of your country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction. Your consent to this Privacy Policy followed by your submission of such Personal Information represents your agreement to that transfer. Accordingly, by using our services, you authorize the transfer of your information to where we are based and to other locations where we and/or our service providers operate, and to their storage and use as specified in this Privacy Policy.

7.2. Specifically, whenever we transfer your personal data out of the EEA, we ensure a similar degree of protection is afforded to it by ensuring at least one of the following safeguards is implemented: (a) Where we use certain service providers, we may use specific contracts approved by the European Commission which give personal data the same protection it has in Europe. (b) Where we use providers based in the US or elsewhere, we may transfer data to them if they provide evidence of similar protections to those afforded to personal data in Europe. More details can be found in Section 9 of this Policy.

7.3. Cookies. The cookies we use may process, store, or transfer personal data in and to a country outside your own, with privacy laws that provide different, possibly lower, protections. You consent to this transfer, storing, or processing when you consent to our cookie use.

7. Cross-Border Data Transfer

3.1. Provide our services for you. We only use or process your personal data as allowed by the law and do not sell it. Depending on whether you are a Site Visitor, Client, Employee, Contractor, Vendor or Supplier, we use information we collect to: (a) manage our relationship with you or your business; (b) carry out our obligations arising from and exercising our rights set out in our contracts; (c) respond to your requests; protect the security or integrity of our Site; (d) improve our marketing and promotional efforts; (e) statistically analyze Site usage; (f) improve our content product offerings; (g) customize our Site's content, layout, and services; (h) administer workforce solutions; (i) authenticate eligibility for potential employees, contractors, vendors, or suppliers; (j) maintaining business records, logs, and other reporting tools; and (k) other general administrative and operational tasks.

3.2. Secure access to our services, operate and improve our platform, and analyze and develop our products and services. PIO has the right to aggregate data submitted to, collected by, or generated by PIO through the Site or in connection with our services in a non-identifiable format, and to freely use the aggregated data for our own business purposes, including to improve, support, or expand the Site or our services. All aggregated data that we disclose to third parties will be in anonymous, de-identified form only and will not be specifically linked to you or to any individual. PIO retains all intellectual property rights in the aggregated data.

3.3. Marketing and communication. We may use your data to contact you to communicate with you about products or services we believe may be of interest to you. We may use that information to send special offers to your email or telephone number with your consent. You may also opt out of receiving emails by following the instructions contained in each promotional email we send you. If at any time you do not wish to receive future marketing communications, you may contact us. If you unsubscribe from our marketing lists, you will no longer receive marketing communications but we will continue to contact you regarding management of your account, other administrative matters, and to respond to your requests.

3.4. Crime prevention and managing risks. Our services comply with laws and regulations, so we need to manage risk for us and our Users. We will identify, investigate, report and prevent fraud, money laundering and other crime. We may validate your identity (including via SMS or Voice Call, as applicable). To register you and provide our Services to you, we may communicate with you about your use of our Services and KYC verification process or any changes in our Terms of Service or this Policy that apply to you.

3.5 Exemptions for the collection and use of personal data. According to relevant laws, regulations and regulatory rules, we may collect and use your personal information without your authorization or approval in the following circumstances: a. The collection and use of your personal information directly relates to national security and defense and other national interests; b. For the purpose of safeguarding yours or other persons' life, property, reputation, and other significant legitimate rights and interests, and it is difficult to obtain individual consent; c. The personal information collected has been made public by you; d. The personal information has been collected from information disclosed to the public in accordance with the law, including legal news reports, government information, and other channels; e. The information is necessary for signing and executing a contract at your request; f. The information is necessary for maintaining the safe and stable operation of products or services provided, e.g., finding and handling service failures; g. Other circumstances as stipulated by laws, regulations, and regulatory rules.

3.6. Sharing with third-parties. In certain circumstances we may share your data with third parties for being efficient about how we fulfil our legal and contractual duties: Vendors, Suppliers and Service Providers. To assist us in meeting business operations needs and to perform certain services and functions, we may share data with vendors and service providers. When we provide your information to these third parties, we enter a contract that requires the recipient to keep that information confidential. We do not allow our third-party service providers to use your personal data for their own purposes and only permit them to process your personal data for specified purposes and in accordance with our instructions, and the law. Other third parties as required to provide our services. They may include: (a) government agencies and taxing authorities; (b) banking and financial institutions; insurance carriers; (c) legal and financial advisors and auditors. Legal requirements. We may share your data, if required to do so by law or our good faith belief that such action is necessary to: (a) comply with a legal obligation; (b) protect and defend our rights or property; (c) act in urgent circumstances to protect the personal safety of users of the Services, or the public; (d) detect, prevent, or respond to fraud, intellectual property infringement, violations of this Policy, our Terms of Service, violations of law, or other misuse of our Site or otherwise; (e) protect against legal liability. Affiliates and business transfer. We may share data with our current and future affiliates, meaning an entity that controls, is controlled by, or is under common control with our Company. Our affiliates may use the data we share in a manner consistent with this Policy. If we are involved in a merger, acquisition, financing due diligence, reorganization, bankruptcy, receivership, sale of all or a portion of our assets, or transition of service to another provider (collectively a "Transaction"), your data and information may be shared in the diligence process with counterparties and others assisting with the Transaction and transferred to a successor or affiliate as part of that Transaction along with other assets. In such event, we will use commercially reasonable efforts to help ensure that your data and information will be subject to appropriate privacy protections, in accordance with applicable privacy law.

3.7. Cookies. We use cookies and similar tracking technologies to track the activity on our Service and we hold certain information. Types of cookies we use may include, but are not limited to: (a) Necessary cookies. These cookies are strictly essential in order to enable you to navigate around the webpages and the various features. Our website requires the use of these cookies to properly operate or provide necessary functions relating to the services you request. (b) Analytical cookies. These cookies collect information about how you use the website, for example, which pages are visited the most often as well as if any error messages may have occurred. The information collected remains anonymous and does not include any identifiable information about the website visitor. (c) Preferences cookies. These cookies allow our website to remember information that changes how the website behaves or looks, like your preferred language or the region you are in. (d) Marketing cookies. These cookies enable different advertising related functions. They may allow us to record information about your visit to our website, such as pages visited, links followed and videos viewed. We do not sell your data to any third parties. We may use them, however, for gathering analytics and intelligence about the site. These cookies only use anonymous identifiers and have no way of associating identifiable users. (e) Third-party cookies. Some cookies we use are from third party companies, which provide us with web analytics and intelligence about our websites. We do not control the third party's use of those cookies, their duration, or their ability to share information with other third parties. Please review each party's cookie disclosure before consenting to this use category. You can manage your cookies settings to clear or block specific cookies, such as third-party cookies, or all cookies. You may consent to the use of all, some, or none of our non-essential cookies. While continued use of the website will imply your consent. You may withdraw your consent or otherwise limit your consent at any time on our Cookie Choice page. Should you opt to accept all cookies, they won't be with you forever. With the exception of essential cookies, all cookies will expire after two weeks. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service. You can access these settings via our cookie banner, or in your browser by going to the browser settings; this option should be available for most browsers. Please keep in mind that by clearing all cookies, your website preferences may be lost, including your ability to opt-out enabling cookies as this function itself requires the placement of a cookie on your device.

3. Use of Data

9.1. The information below is required pursuant to EEA law regarding privacy and data protection. The terms below apply to our EEA and UK customers and Website visitors, in addition to the terms in the rest of the Policy. We collect, process, use and are responsible for certain personal information about you, regulated under the General Data Protection Regulation (EU) 2016/679 (GDPR) which applies across the European Union and EEA (including in the UK), and the Data Protection Act 2018 (together with the DPA).

9.2. Data transfer. You should be aware that when sharing your information, it may be transferred to, and stored at, a destination outside the EEA or the UK, as applicable. Please note that where data is transferred outside of the EEA, non-EEA countries may not offer the same level of protection for personal data as is available in the EEA. PIO will take various measures to ensure that your data is treated securely, which may include, but not be limited to: (a) assessing the security measures taken at any place your personal data is transferred to; (b) having suitable contract terms in place that oblige a data processor to only process in accordance with our instructions; (c) having monitoring, reporting and resolution procedures in place with regard to ongoing security; and (d) only transferring your data via an appropriate safeguard as described in Article 46 of GDPR, including: Standard Contractual Clauses adopted by the European Commission (Article 46.2).

9.3. Data subject rights. You have rights regarding how your personal data is handled, especially some or all of the following: (a) to request access to your personal data; (b) to rectify inaccurate personal information; (c) to erase your personal information in limited circumstances where it is no longer necessary in relation to the purposes for which it was collected or processed; however, we may not always be able to comply with your request of erasure for specific legal reasons which will be notified to you, if applicable, at the time of your request; (d) to request the transfer of your personal data to you or to a third party; (e) to obtain a copy of your personal information together with information about how and on what basis that personal information is processed; to obtain a portable copy of your personal information, or to have a copy transferred to a third-party controller; to obtain a copy of or access to safeguards under which your personal information is transferred outside of the EEA; (f) to challenge processing which we have justified on the basis of our legitimate interest; to object to decisions which are based solely on automated processing or profiling; to restrict processing of your personal information where: the accuracy of the personal information is contested; the processing is unlawful but you object to the erasure of the personal information; we no longer require the personal information for the purposes for which it was collected, but it is required for the establishment, exercise or defense of a legal claim; and/or (g) to withdraw consent at any time where we are relying on consent to process your personal data; however, this will not affect the lawfulness of any processing carried out before you withdraw your consent; and if you withdraw your consent, we may not be able to provide certain products or services to you; we will advise you if this is the case at the time you withdraw your consent. We will not discriminate against you for exercising any of your rights related to accessing, restricting, transferring, or deleting your personal information. If you wish to exercise any of the rights set out above, please contact us at support@pioinc.com. We may ask you for additional data to confirm your identity and for security purposes, before disclosing data requested to you. We reserve the right to charge a fee where permitted by law. We may also decline to process requests that jeopardize the privacy of others, are extremely impractical, or would cause us to take any action that is not permissible under applicable laws. Additionally, as permitted by applicable laws, we may need to retain certain personal information for a limited period of time for record-keeping, accounting and fraud prevention purposes.

9.4. PIO's data security measures are designed to protect the integrity and confidentiality of your data. However, no data transmission over the internet or electronic storage method can be guaranteed to be 100% secure. Please note that we cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk. Once we receive your transmission, we make our best effort to ensure its security on our systems.

9. Additional Terms for EEA and UK Users

PIO Privacy Policy

4.1. The account registration is free. To register an account, you need to provide your full legal name, a valid email address, legal address and any other required information to complete the register process, as requested by the Site. If you are applying for an account as a Client, you may also be required to provide business address, business ownership details, the nature of the business and other business information that we may request. We will use this information to permit PIO and its financial partners to conduct due diligence on you prior to opening an account for you, and throughout the course of our business relationship with you. Our use of your information is subject to the terms of our Privacy Policy. If you do not agree to our Privacy Policy, do not register an account.

4.2. As mentioned above, you may register on the Site as either a Client, or a Contractor. Depending on the designation of your account, different Services may be available to you. Certain Services may also only be available subject to the payment of such fees detailed in the Site and Master Service Agreement.

4.3. You must be a human to register an account. Accounts registered by "bots" or other automated methods are not permitted. You may not maintain more than one account at a time. By applying for an account and using the Services, you represent and warrant that you are of legal age to form a binding contract and meet all of the foregoing eligibility requirements. If you do not meet these requirements, you may not access the Site or use the Services. We may refuse to provide an account for any individual at our sole discretion.

4.4. By registering for an account and using the Services on behalf of a Client, you confirm that (a) you are duly authorized to represent the legal entity under which the Client operates and any affiliates of the Client who will be using the Services under the Client, (b) you accept the Terms on behalf of such legal entity and affiliates, and (c) any references to "you" in this Terms refer to such legal entity, affiliates and all of the employees, consultants and agents of those respective parties. You are responsible for all activity on the Services that occurs under your account.

4.5. You are fully and solely responsible for maintaining the privacy and security of your computer system, mobile device and all activity on your account, even if such activities were not committed by you. You will promptly disable access to the Site and Services if you believe your account has been compromised or stolen, and you will immediately notify us if you believe your account credentials have been compromised or stolen, and in the event of any unauthorized access to or use of your account. We will not be liable for any damage arising from unauthorized use of your account or password, and you agree to indemnify and hold PIO harmless for unauthorized, improper or illegal use of your account and any charges and taxes incurred. We may suspend access to your account or disable any user identification code or password at any time if we suspect your account has been compromised at our sole discretion.

4. Account

3.1. Since laws change, technology changes, our product evolves, and your feedback makes us better, we may change these Terms of Service from time to time. Every time you wish to use the Site, please check these Terms to ensure you understand the Terms that apply at that time. The effective date of the changes will always be at the top of the Terms. We may also change the Site itself. We do not guarantee that our Site, or any content on it, will always be available or be uninterrupted. We may suspend, withdraw, or restrict the availability of all or any part of our Site at any time and for any reason without prior notice or liability.

3. Amendment to the Terms

5.1. PIO's provision of any Client Management Services is subject to the terms of this Terms of Service, the Master Service Agreement and any supplemental terms referenced herein or which we may present to the Client for review and acceptance at the time a Client subscribes to such Services ("Service Terms"), and any Service Terms shall be incorporated into and form a part of this Terms of Service. If the terms of this Terms of Service conflict with any Service Terms, the Service Terms will govern with respect to the matters contemplated thereby.

5.2. In order to receive any Service, a Client shall be enrolled in one of our plans ("Engagement Type" "Service Plan"), each of which is governed by the Service Terms listed in the Site, Master Service Agreement and its Appendix, as applicable to the Client.

5. Client Management Services

21.1. If you have any questions about this Terms of Service, the Site, or the Services, you may contact us at support@pioinc.com.

Prohibited Activity List

Prohibited User Activities:
Pornography, prostitution, escorting or other adult or obscene services or activities; Online gambling, lotteries, Internet gaming, contests, sweepstakes, or offering of prizes as an inducement to purchase goods or services; Illegal prescription drug sales, illegal tobacco or e-cigarette sales, substances designed to mimic illegal drugs, and any other illegal substances; Drug paraphernalia; Online or other non-face-to-face pharmacies or pharmacy referral services, or pseudo pharmaceuticals; Marijuana dispensaries; Any product or service that infringes upon the copyright, trademark or trade secrets of any third party; Age-restricted products or services; Bail bond services; Bidding fee auction services;

Check cashing, money transmission, and currency exchange services, the sale of video game or virtual world credit or other virtual currency that can be monetized, re-sold or converted to physical or digital goods or services or otherwise exit the virtual world, and any other services involving the sale of financial instruments; Esoteric services (e.g. astrology, psychic reading etc.); Extended warranty services; Weapons and munitions; Terroristic or other illegal organizations; Multi-level marketing, pyramid schemes, any other deceptive marketing services; Undefined or poorly described products or services; The sale of social media activity (e.g. Twitter followers, Facebook likes, or YouTube views); Spyware, malware, virus, back-door, drop dead device or other program installation services; Unfair, predatory or deceptive products and services; Activities or services that we determine to be offensive, including, which promote or glorify hate, violence, bigotry, or any entity (past or present) principally dedicated to such causes or items associated with such an entity; Activities or services that are racially or ethnically insensitive, defamatory, harassing or threatening; or Any other activity that encourages conduct that would be considered a criminal offense, give rise to civil liability, violate any applicable law or regulation or is otherwise inappropriate or offensive.

Prohibited Uses:
Duplicate, decompile, reverse engineer, disassemble or decode the Services (including any underlying idea or algorithm), or attempt to do any of the same;
Access or use the Services in any manner that could disable, overburden, damage, disrupt or impair the Services or interfere with any other party's access to or use of the Services or use any device, software or routine that causes the same;
Attempt to gain unauthorized access to, interfere with, damage or disrupt the Services, Accounts registered to other Users, or the computer systems or networks connected to the Services;
Circumvent, remove, alter, deactivate, degrade or thwart any technological measure or content protections of the Services;
Use any robot, spider, crawlers or other automatic device, process, software or queries that intercepts, "mines," scrapes or otherwise accesses the Services to monitor, extract, copy or collect information or data from or through the Services, or engage in any manual process to do the same;
Introduce any viruses, trojan horses, worms, logic bombs or other materials that are malicious or technologically harmful;
Use the Services for illegal, harassing, unethical, or disruptive purposes;
Violate any applicable law or regulation in connection with your access to or use of the Services; Use or access another User's account or password without permission; or Access or use the Services in any way not expressly permitted by these Terms or any Consultant Services Agreement.

21. Contact

10.1. You retain all of your ownership rights in your content, but you are required to, and hereby do, grant us a limited license to use, store, and copy that content, and to distribute and make it available to third parties. Please understand that you are solely responsible for securing and backing up your content and for the accuracy, quality, integrity, appropriateness, and intellectual property ownership or right to use for all of your content. The Site's performance of actions initiated by you may irrevocably modify and/or delete User Content. YOU ACKNOWLEDGE AND AGREE THAT PIO IS NOT RESPONSIBLE FOR THE LOSS OR MODIFICATION OF ANY USER CONTENT AND THAT YOUR USE OF THE SITE IS AT YOUR OWN RISK.

10.2. You acknowledge and agree that PIO has the right to aggregate data submitted to, collected by, or generated by PIO through the Site or in connection with our services in a non-identifiable format, and to freely use the aggregated data for our own business purposes, including to improve, support, or expand the Site or our services. All aggregated data that we disclose to third parties will be in anonymous, de-identified form only and will not be specifically linked to you or to any individual. PIO retains all intellectual property rights in the aggregated data.

10.3. We attach great importance to the protection of your information. The data and information you provide to us during your use of the service (including any data received through our Meta's platform API used for message delivery or support services) will be protected and regulated in accordance with applicable laws and our privacy policy. The legal rights you have regarding such information will also be protected and responded to, such as the right to know, the right to correct, the right to delete, etc. Our handling activities of information collection, use and deletion will be carried out in accordance with the principle of legal necessity. Please refer to our privacy policy for details.

10.4. Whenever you make use of a feature or Services that allows you to upload content to our Site, or to make contact with other Users of our Site, you must comply with the content standards above. You agree that any such contribution complies with those standards, and we have the right to remove any posting you make on our Site if, in our opinion, your post does not comply with those standards. You agree that PIO has the right to disclose your identity to any third party who is claiming that any content posted or uploaded by you to our Site constitutes a violation of their intellectual property rights, or of their right to privacy. You also agree that you will be responsible to us for any loss or damage we suffer as a result of your failure to comply with the content standards above.

10.5. We welcome feedback, comments and suggestions for improvements ("Feedback"). You acknowledge and expressly agree that any contribution of Feedback by you does not and will not give or grant you any right, title, or interest in the Site, our products and services, or in any such Feedback. All Feedback will become the sole and exclusive property of PIO, and PIO may use and disclose Feedback in any manner and for any purpose whatsoever without further notice or compensation to you and without retention by you of any proprietary rights, show-how, know-how, moral rights, and any and all other intellectual property rights that you may have in and to any and all Feedback.

10. Interacting with and Uploading User Content

9.1. PIO allows you to upload certain content including but not limited to documents, text and other data through the Services ("User Content"). Our User Content standards are straightforward: be respectful and lawful.

9.2. Be Respectful. You may not use the Site to transmit, retrieve, or store any communications or other content of a defamatory, discriminatory, harassing or pornographic nature. No messages with derogatory or inflammatory remarks about an individual's race, age, disability, religion, national origin, ethnicity, nation of citizenship, physical attributes, political affiliation, social-economic status, or sexual preference may be transmitted. Harassment of any kind is prohibited.

9.3. Be Lawful. Disparaging, abusive, profane, or offensive language and any illegal activities—including piracy, cracking, extortion, blackmail, copyright infringement and unauthorized access are forbidden.

9.4. We may, at our sole discretion, choose to monitor User Content for inappropriate or illegal behavior, including through automatic means, provided however, that we reserve the right to treat User Content as content stored at the direction of Users for which PIO will not exercise editorial control except when violations are directly brought to PIO's attention.

9. User Content Standards

16.1. If you become aware of, or reasonably should have been aware of, any facts, issues, information, or circumstances which are reasonably likely, whether alone or in combination with any other facts, issues, information, or circumstances, to lead to a claim against PIO or other User in connection with this Terms of Service, you must use reasonable efforts to mitigate any loss that may give rise to such a claim.

16. Duty to Mitigate

19.1. You may not hold us liable for any interruption of the Services due to any act of God; blockage, disturbance or encumbrance of the telecommunications, transport or procurement networks for whatever reason; poor quality or interruptions of electrical current; virus or computer pirate attacks, insurrections or acts of a similar nature; state of war or embargo; total or partial strikes within or outside company; lock-out, social conflicts, sabotage or acts of vandalism; foul weather, epidemics, earthquakes, explosion, fires, storms and other natural disasters; water damage, incapacity to obtain raw materials or supplies; legal or regulatory modifications applicable to the Services, and any other case beyond our voluntary control preventing the normal provision of the Services to you.

19. Force Majeure

17.1. This Agreement shall be interpreted and construed in accordance with the laws of the California, United States, without regard to the conflicts of laws principles thereof.

17.2. Any dispute arising from or in connection with this Terms of Service, the Site, or the Services, including any claim regarding the applicability, interpretation, scope, or validity of this arbitration clause and/or this Terms of Service shall be submitted to Shanghai Arbitration Commission for arbitration which shall be conducted in accordance with the Commission's arbitration rules. The arbitral award is final and binding upon both parties.

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